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Credit Card and Shopping Security
You take less
risk using your credit online at OutdoorsmanSupply.com then you do using
your credit card at supermarkets or restaurants. Why? Simply, fewer eyes and
hands on your credit card.
The grocery supermarket example
A customer swipes their credit card at a
grocery supermarket checkout. The cash register prints two receipts. One for
the customer to keep, the other the customer signs and returns to the
cashier. Printed on that second receipt is the customer's credit card
number, expiration, and signature. The cashier maintains easy and direct
access to the customer's information. At the end of the cashier's shift, the
till box is counted by office personnel during which the customer's credit
card information is handled again. It is not unusual for these tills to be
counted again at the end of the day. Till boxes and receipts are usually
kept in the store office or safe. The credit card information is then passed
on to central offices and then the credit card company. Typically
cashiers, bookkeepers and store managers all have access to the customer's credit card
information. At least two or more grocery store employee's handle the
credit card information.
Shopping
online with Outdoorsman Supply
A customer enters their credit card information into the checkout forms
at OutdoorsmanSupply.Com. The customer's web browser encrypts or scrambles
the information using the same encryption methods used to protect major
corporations and government agencies. One sales representative receives the
customer's order and credit card information. The sales representative
directly passes credit card information to the credit card company for
processing. Only one OutdoorsmanSupply.Com
employee handles a customer's credit card information during checkout.
Safeguarding
your information
Protecting the
safety of your credit card information is important to us. We use Secure
Sockets Layer (SSL) technology to protect the security of your credit card
information as it is transmitted to us.
SSL is the gold
standard in Internet encryption technology, which is a fancy way of saying
that it’s a highly sophisticated method of scrambling data as it travels
from your computer to our website’s servers.
Ensure your
browser is 128bit SSL capable before ordering. For more information on web
browsers and SSL security, click here.
What about
my bank or credit card company?
Under the Fair
Credit Billing Act, your bank or credit card company cannot hold you liable
for more than $50 of unauthorized or fraudulent charges on a credit card.
Your liability for unauthorized use of a debit card may be higher, but most
debit card issuers voluntarily apply the $50 limit to their cards, as well.
Remember: If
unauthorized use of your credit or debit card does occur, you must notify
your card provider, in accordance with the agreement you have with the
company.
Shopping
with Visa?
Visa Introduces
Zero Liability: Complete Fraud Protection.
Visa's Zero
Liability policy, which took effect April 4, 2000, virtually eliminates
consumer liability in cases of card fraud for all Visa card transactions
processed through the Visa network, including online purchases. The new
policy removes both the $50 cardholder liability and the 48-hour reporting
requirement in cases of fraudulently used Visa credit or debit cards. Visa's
Zero Liability policy applies to U.S.-issued cards only. It does not apply
to commercial card or ATM transactions, or to PIN transactions not processed
by Visa. See your Cardholder Agreement for more details. Read about Visa's
Program Here:
Visa Zero Liability.
Shopping
with MasterCard?
MasterCard also
carries a Zero Liability program. Read about MasterCard's Program
Here:
MasterCard Zero Liability.
How do I
know my credit card information is secure?
To make sure
you are accessing our secure server before you submit personal financial
information, look at the lower left-hand or right-hand corner of your
browser. If you see an unbroken key or a closed lock (depending upon your
browser), then SSL is active. To double-check for security, look at the URL
or Location line of your browser. If you have accessed a secure server, the
first characters of the address in that line should change from "http" to
"https."
Some browser
versions and some firewalls don’t permit communication through secure
servers like the ones we use to process orders at OutdoorsmanSupply.com. If
for any reason you cannot access the secure server, please feel free to
use our print order form.
If you are
using an old version of Netscape or Internet Explorer, such as Netscape 3,
you may receive errors about expired site certificates. These errors
occur because older browsers are not Year 2000 compliant. The browser
thinks 2002 is 1902 and thus in the past. We recommend you upgrade to
a newer 128bit Security Netscape or Internet Explorer browser.
Upgrading Web Browsers
To upgrade
Netscape please follow this link to Netscape's site:
http://wp.netscape.com/computing/download/index.html
To upgrade
Internet Explorer please follow this link to Microsoft's site:
http://www.microsoft.com/windows/ie/default.asp
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